Chapter 16 -Table 4

Wise Wendy vs. Silly Sally

Age	Biginning Account Value	Amount Invested	Average Rate of Return	Income	Ending Account Value
20	0	2,000	10%	200	2,200
21	2,200	2,000	10%	420	4,620
22	4,620	2000	10%	662	7,282
23	7,282	2,000	10%	928	10,210
24	10,210	2,000	10%	1,221	13,431
25	13,431	2,000	10%	1,543	16,974
26	16,974	2,000	10%	1,897	20,872
27	20,872	2,000	10%	2,287	25,159
28	25,159	2,000	10%	2,716	29,875
29	29,875	2,000	10%	3,187	35,062
30	35,062	0	10%	3,506	38,569
31	38,569	0	10%	3,857	42,425
32	42,425	0	10%	4,243	46,668
33	46,668	0	10%	4,667	51,335
34	51,335	0	10%	5,133	56,468
35	56,468	0	10%	5,647	62,115
36	62,115	0	10%	6,212	68,327
37	68,327	0	10%	6,833	75,159
38	75,159	0	10%	7,516	82,675
39	82,675	0	10%	8,268	90,943
40	90,943	0	10%	9,094	100,037
41	100,037	0	10%	10,004	110,041
42	110,041	0	10%	11,004	121,045
43	121,045	0	10%	12,104	133,149
44	133,149	0	10%	13,315	146,464
45	146,464	0	10%	14,646	161,110
46	161,110	0	10%	16,111	177,222
47	177,222	0	10%	17,722	194,944
48	194,944	0	10%	19,494	214,438
49	214,438	0	10%	21,444	235,882
50	235,882	0	10%	23,588	259,470
51	259,470	0	10%	25,947	285,417
52	285,417	0	10%	28,542	313,969
53	313,969	0	10%	31,396	345,355
54	345,355	0	10%	34,535	379,890
55	379,890	0	10%	37,989	417,879
56	417,879	0	10%	41,788	459,667
57	459,667	0	10%	45,967	505,634
58	505,634	0	10%	50,563	556,197
59	556,197	0	10%	55,620	611,817
60	611,817	0	10%	61,182	672,998
61	672,998	0	10%	67,300	740,298
62	740,298	0	10%	74,030	814,328
63	814,328	0	10%	81,433	895,761
64	895,761	0	10%	89,576	985,337
65	985,337

Age	Bigining Account Value	Amount Invested	Average Rate of Return	Income	Ending Account Value
20	0	0	10%	0	0
21	0	0	10%	0	0
22	0	0	10%	0	0
23	0	0	10%	0	0
24	0	0	10%	0	0
25	0	0	10%	0	0
26	0	0	10%	0	0
27	0	0	10%	0	0
28	0	0	10%	0	0
29	0	0	10%	0	0
30	0	2,000	10%	200	2,200
31	2,200	2,200	10%	420	4,620
32	4,620	2,000	10%	662	7,282
33	7,282	2,000	10%	928	10,210
34	10,210	2,000	10%	1,221	13,431
35	13,431	2,000	10%	1,543	16,974
36	16,974	2,000	10%	1,897	20,872
37	20,872	2,000	10%	2,287	25,159
38	25,159	2000	10%	2,716	29,875
39	29,875	2000	10%	3,187	35,062
40	35,062	2,000	10%	3,706	40,769
41	40,769	2,000	10%	4,277	47,045
42	47.045	2,000	10%	4,905	53,950
43	53,950	2,000	10%	5,595	61,545
44	61,545	2,000	10%	6,354	69,899
45	69,899	2000	10%	7,190	79,089
46	79,089	2,000	10%	8,109	89,198
47	89,198	2,000	10%	9,120	100,318
48	100,318	2,000	10%	10,232	112,550
49	112,550	2,000	10%	11,455	126,005
50	126,005	2,000	10%	12,800	140,805
51	140,805	2,000	10%	14,281	157,086
52	157,086	2,000	10%	15,909	174,995
53	174,995	2,000	10%	17,699	194,694
54	194,694	2,000	10%	19,669	216,364
55	216,364	2,000	10%	21,836	240,200
56	240,200	2,000	10%	24,220	266,420
57	266,420	2,000	10%	26,842	295,262
58	295,262	2,000	10%	29,726	326,988
59	326,988	2,000	10%	32,899	361,887
60	361,887	2,000	10%	36,389	400,276
61	400,276	2,000	10%	40,228	442,503
62	442,503	2,000	10%	44,450	488,953
63	488,953	2,000	10%	49,095	540,049
64	540,049	2,000	10%	54,205	596,254
65	596,254